Terms of Service

Last updated: 9/8/2025

1. Acceptance of Terms

By accessing and using FundWaveSL ("the Platform"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Platform Description

FundWaveSL is a crowdfunding platform specifically designed for Sierra Leone, enabling individuals and organizations to raise funds for various projects, causes, and initiatives within Sierra Leone and for the benefit of Sierra Leonean communities.

3. User Accounts and Registration

3.1 Account Creation

To use certain features of the Platform, you must register for an account. You agree to provide accurate, current, and complete information during the registration process.

3.2 KYC Requirements

Campaign creators must complete Know Your Customer (KYC) verification, including providing valid identification documents issued by Sierra Leone authorities or other acceptable documentation.

3.3 Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

4. Campaign Guidelines

4.1 Permitted Campaigns

  • Community development projects
  • Educational initiatives
  • Healthcare and medical expenses
  • Emergency relief efforts
  • Small business development
  • Arts, culture, and sports projects

4.2 Prohibited Campaigns

  • Illegal activities or purposes
  • Hate speech or discriminatory content
  • Political campaigns or lobbying
  • Gambling or lottery activities
  • Adult content or services
  • Fraudulent or misleading campaigns

5. Payment Terms

5.1 Payment Processing

Payments are processed through secure payment gateways, including mobile money services popular in Sierra Leone (Orange Money, Africell Money, etc.) and international payment methods.

5.2 Platform Fees

FundWaveSL charges a platform fee of 5% on successfully funded campaigns, plus applicable payment processing fees. Fees are clearly disclosed before campaign creation.

5.3 Refunds

Refunds are handled on a case-by-case basis. Donors may request refunds for fraudulent campaigns or campaigns that violate our terms of service.

6. User Responsibilities

6.1 Campaign Creators

  • Provide accurate and truthful information about campaigns
  • Use funds for stated purposes only
  • Provide regular updates to donors
  • Comply with all applicable laws and regulations

6.2 Donors

  • Make donations voluntarily and at your own risk
  • Understand that donations are not investments
  • Report suspicious or fraudulent campaigns

7. Intellectual Property

Users retain ownership of content they post on the Platform but grant FundWaveSL a license to use, display, and promote such content in connection with the Platform's services.

8. Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the Platform, to understand our practices regarding the collection and use of your personal information.

9. Limitation of Liability

FundWaveSL acts as a platform connecting campaign creators and donors. We do not guarantee the success of campaigns or the proper use of funds by campaign creators. Users participate at their own risk.

10. Governing Law

These Terms of Service are governed by the laws of Sierra Leone. Any disputes arising from the use of this Platform will be subject to the jurisdiction of Sierra Leone courts.

11. Changes to Terms

FundWaveSL reserves the right to modify these terms at any time. Users will be notified of significant changes, and continued use of the Platform constitutes acceptance of modified terms.

12. Contact Information

For questions about these Terms of Service, please contact us:

  • Email: legal@fundwavesl.com
  • Phone: +232 XX XXX XXXX
  • Address: Freetown, Sierra Leone